Plans at-a-glance
| Emergency Medical | |
|---|---|
| Eligible age* | No limit for Single Trip Emergency Medical |
| Emergency Medical | Included for Single Trip Emergency Medical done |
| Trip cancellation and Trip Interruption | Not Included for Single Trip Emergency Medical remove |
| Baggage Loss, Damage and Delay | Not Includedfor Single Trip Emergency Medical remove |
| Flight and travel Accident | Not Included for Single Trip Emergency Medical remove |
| Features & options available: | |
| Top-Ups | Not Included for Single Trip Emergency Medical remove |
| Deductible Savings | Included for Single Trip Emergency Medical done |
| Family Coverage*** (under the age of 60) |
Included for Single Trip Emergency Medical done |
| Travel Companion Savings*** | Included for Single Trip Emergency Medical done |
| Canadian Travel Emergency Medical**** | |
|---|---|
| Eligible age* | No limit for Single Trip Canadian Travel Emergency Medical |
| Emergency Medical | Included for Single Trip Canadian Travel Emergency Medical done |
| Trip cancellation and Trip Interruption | Not Included for Single Trip Canadian Travel Emergency Medical remove |
| Baggage Loss, Damage and Delay | Not Included for Single Trip Canadian Travel Emergency Medical remove |
| Flight and travel Accident | Not Included for Single Trip Canadian Travel Emergency Medical remove |
| Features & options available: | |
| Top-Ups | Not Included for Single Trip Canadian Travel Emergency Medical remove |
| Deductible Savings | Not Included for Single Trip Canadian Travel Emergency Medical remove |
| Family Coverage*** (under the age of 60) |
Included for Single Trip Canadian Travel Emergency Medical done |
| Travel Companion Savings*** | Included for Single Trip Canadian Travel Emergency Medical done |
| All Inclusive | |
|---|---|
| Eligible age* | No limit for Single Trip All Inclusive |
| Emergency Medical | Included for Single Trip All Inclusive done |
| Trip cancellation and Trip Interruption | Included for Single Trip All Inclusive done |
| Baggage Loss, Damage and Delay | Included for Single Trip All Inclusive done |
| Flight and travel Accident | Included for Single Trip All Inclusive done |
| Features & options available: | |
| Top-Ups | Not Included for Single Trip All Inclusive remove |
| Deductible Savings | Not Included for Single Trip All Inclusive remove |
| Family Coverage*** (under the age of 60) |
Not Included for Single Trip All Inclusive remove |
| Travel Companion Savings*** | Included for Single Trip All Inclusive done |
| Trip Cancellation and Interruption | |
|---|---|
| Eligible age* | No limit for Single Trip Trip Cancellation and Interruption |
| Emergency Medical | Not Included for Single Trip Trip Cancellation and Interruption remove |
| Trip cancellation and Trip Interruption | Included for Single Trip Trip Cancellation and Interruption done |
| Baggage Loss, Damage and Delay | Not Included for Single Trip Trip Cancellation and Interruption remove |
| Flight and travel Accident | Not Included for Single Trip Trip Cancellation and Interruption remove |
| Features & options available: | |
| Top-Ups | Not Included for Single Trip Trip Cancellation and Interruption remove |
| Deductible Savings | Not Included for Single Trip Trip Cancellation and Interruption remove |
| Family Coverage*** (under the age of 60) |
Not Included for Single Trip Trip Cancellation and Interruption remove |
| Travel Companion Savings*** | Included for Single Trip Trip Cancellation and Interruption done |
| COVID-19 Pandemic Travel Plan Emergency Medical/Trip Interruption | |
|---|---|
| Eligible age* | No limit for Single Trip COVID-19 Pandemic Travel Plan Emergency Medical/Trip Interruption |
| Emergency Medical | Included for Single Trip COVID-19 Pandemic Travel Plan Emergency Medical/Trip Interruption done |
| Trip Interruption | Included for Single Trip COVID-19 Pandemic Travel Plan Emergency Medical/Trip Interruption done |
| Trip cancellation and Trip Interruption | Not Included for Single Trip COVID-19 Pandemic Travel Plan Emergency Medical/Trip Interruption remove |
| Baggage Loss, Damage and Delay | Not Included for Single Trip COVID-19 Pandemic Travel Plan Emergency Medical/Trip Interruption remove |
| Flight and travel Accident | Not Included for Single Trip COVID-19 Pandemic Travel Plan Emergency Medical/Trip Interruption remove |
| Features & options available: | |
| Top-Ups | Not Included for Single Trip COVID-19 Pandemic Travel Plan Emergency Medical/Trip Interruption remove |
| Deductible Savings | Not Included for Single Trip COVID-19 Pandemic Travel Plan Emergency Medical/Trip Interruption remove |
| Family Coverage*** (under the age of 60) |
Included for Single Trip COVID-19 Pandemic Travel Plan Emergency Medical/Trip Interruption done |
| Travel Companion Savings*** | Not Included for Single Trip COVID-19 Pandemic Travel Plan Emergency Medical/Trip Interruption remove |
| Emergency Medical | |
|---|---|
| Eligible age* | No limit for Multi Trip Emergency Medical |
| Emergency Medical | Included for Multi Trip Emergency Medical done |
| Trip cancellation and Trip Interruption | Not Included for Multi Trip Emergency Medical remove |
| Baggage Loss, Damage and Delay | Not Included for Multi Trip Emergency Medical remove |
| Flight and travel Accident | Not Included for Multi Trip Emergency Medical remove |
| Features & options available: | |
| Top-Ups | Included for Multi Trip Emergency Medical done |
| Deductible Savings | Included for Multi Trip Emergency Medical done |
| Family Coverage*** (under the age of 60) |
Included for Multi Trip Emergency Medical done |
| Travel Companion Savings*** | Included for Multi Trip Emergency Medical done |
| All Inclusive | |
|---|---|
| Eligible age* | No limit for Multi Trip All Inclusive |
| Emergency Medical | Included for Multi Trip All Inclusive done |
| Trip cancellation and Trip Interruption | Included for Multi Trip All Inclusive done |
| Baggage Loss, Damage and Delay | Included for Multi Trip All Inclusive done |
| Flight and travel Accident | Included for Multi Trip All Inclusive done |
| Features & options available: | |
| Top-Ups | Included for Multi Trip All Inclusive done |
| Deductible Savings | Not Included for Multi Trip All Inclusive remove |
| Family Coverage*** (under the age of 60) |
Not Included for Multi Trip All Inclusive remove |
| Travel Companion Savings*** | Included for Multi Trip All Inclusive done |
** Family Coverage and Travel Companion savings cannot be combined.
Single Trip Plan Options
We offer 6 different plans so you can purchase the coverage you need. Carefully review the plans below to find the one that suits you best.
1. Single Trip Emergency Medical
Planning on taking a trip away from your province or territory of residence? This plan can help protect you from unexpected emergency medical expenses while travelling. While your government health plans may provide limited coverage for these expenses, this plan offers up to $10 million in emergency medical coverage.
TRAVEL TIP: If your entire trip is within Canada, premiums are half the cost you'd pay if you were travelling outside Canada for the same length of time.
2. Single Trip All Inclusive
If you're planning on taking a trip away from your province of residence, and you want comprehensive protection beyond just emergency medical coverage, this plan may be what you’re looking for. Benefits include:
- up to $10 million in emergency medical coverage.
- Trip Cancellation / Trip Interruption
- Baggage Loss, Damage and Delay
- Travel and Flight Accident.
3. Single Trip Canadian Travel Emergency Medical
Travelling outside your province to see more of Canada?
Within Canada, your government health insurance plan may provide limited coverage for emergency medical care outside of your home province - this plan offers up to $10 million in emergency medical coverage.
TRAVEL TIP: If your entire trip is within Canada, premiums are half the cost you'd pay if you were travelling outside Canada for the same length of time.
4. Trip Cancellation / Interruption
You may already have emergency medical travel insurance but what if, due to an unforeseen emergency, you must cancel your trip? What if you unexpectedly need to return home early or, due to a medical emergency, stay longer than planned? Trip Cancellation and Interruption insurance helps you protect the investment you made in your trip.
5. Emergency Medical Top-Up
If your trip is longer than the number of days covered under your Multi Trip plan, this is the plan you’ll need to add. You can choose to add this coverage to one of our Multi Trip plans or to a plan you purchased from another provider.
6. Single Trip COVID-19 Pandemic Travel Plan
Planning on taking a trip outside of Canada? This plan can help protect you from unexpected emergency medical expenses and includes COVID-19 expenses. Trip interruption benefits are also available. The COVID-19 Pandemic Travel Plan offers up to $5,000,000 for non COVID-19 related expenses and up to $1,000,000 for COVID-19 related expenses.
Plus, if you have received the full course of immunization for Coronavirus (COVID-19) that is authorized by Health Canada before your effective date, you are offered $5M for expenses related to COVID-19.
Multi Trip Plan Options
If you plan on travelling more than once in the next 12 months, it may be less expensive to buy a Multi Trip plan. One premium payment can cover you for an unlimited number of trips. Choose a 4, 10, 18, 30 or 60 day plan and take as many trips as you want during the next 12 months.
TRAVEL TIP: You may add Emergency Medical “Top-Up” coverage for a trip that is longer than the number of days covered by the Multi Trip plan you purchase. Just make sure you don’t go over your provincial residency requirements.
1. Multi Trip Emergency Medical
If you're taking two or more trips within the next 12 months, this plan offers you the best value for emergency medical protection. Choose a 4, 10, 18, 30, or 60-day plan and take as many trips as you want throughout the year - all for one affordable premium. You get:
- up to $10 million in emergency medical coverage
2. Multi Trip All Inclusive
If you're travelling two or more times in the next 12 months and you want protection for more than just emergency medical costs, this plan offers great value! Choose a 4, 10, 18, or 30-day plan and take as many trips as you want throughout the year. You get:
- up to $10 million in emergency medical coverage
- Trip Cancellation / Interruption
- Baggage Loss, Damage and Delay
- Flight and Travel Accident
TRAVEL TIP: You may add Emergency Medical “Top-Up” coverage for a trip that is longer than the number of days covered by your Multi Trip All Inclusive plan. Just make sure you don’t go over your provincial residency requirements.